Terms of Use
Last Updated: September 12, 2026
Welcome to LVRcalc.com. By accessing or using this website, you agree to these Terms of Use.
If you do not agree with these terms, please discontinue use of the website.
Use of the Website
LVRcalc.com provides calculators, educational content, guides, articles, tools, and related information concerning LVR and property finance topics.
You may use the website for lawful personal, educational, research, or business purposes.
You agree not to:
- Use the website for unlawful purposes
- Attempt to interfere with website operation or security
- Abuse or overload our systems
- Attempt unauthorized access
- Copy or reproduce substantial website content without permission
- Use automated methods to abuse our services
- Misrepresent LVRcalc.com or its services
Calculator Results
Our calculators provide estimates based on information entered by the user and the formulas implemented in the relevant tool.
Results may not reflect the calculations, policies, fees, requirements, or lending criteria of any particular lender or financial institution.
Calculator results should not be considered financial advice, approval, an offer of credit, or a guarantee of any outcome.
Educational Information
Information published on LVRcalc.com is provided for general educational and informational purposes.
Financial circumstances differ between individuals and jurisdictions. You should obtain professional advice before making significant financial decisions.
Third-Party Links
LVRcalc.com may link to third-party websites.
We are not responsible for the content, availability, security, privacy practices, products, or services of third-party websites.
Intellectual Property
Unless otherwise stated, website content, branding, original graphics, calculator interfaces, text, and other materials created by LVRcalc.com are owned by or licensed to LVRcalc.com.
You may not reproduce, redistribute, modify, sell, or commercially exploit substantial portions of our content without permission.
Advertising and Affiliate Relationships
LVRcalc.com may display advertising and may participate in affiliate programs.
These relationships do not guarantee or constitute an endorsement of every advertised product or service.
Availability
We try to keep the website available and functioning properly, but we do not guarantee uninterrupted or error-free operation.
We may modify, suspend, or discontinue parts of the website or its functionality at any time.
Limitation of Liability
To the maximum extent permitted by applicable law, LVRcalc.com is not responsible for losses or damages arising from reliance on calculator results, educational content, website availability, third-party services, or information obtained through linked websites.
Changes to These Terms
We may update these Terms of Use from time to time. Continued use of the website after changes are published constitutes acceptance of the updated terms to the extent permitted by applicable law.
