Understand LVR with Simple Guides
Explore practical guides covering Loan-to-Value Ratio, LVR calculations, deposits, equity, LMI, refinancing and common Australian home loan terminology.
LVR Guides & Explanations
Start with the guide that matches what you want to understand about your Loan-to-Value Ratio.
What Is LVR?
Learn what Loan-to-Value Ratio means, how it is calculated and why it can be relevant when considering a home loan or property finance.
How Is LVR Calculated?
Understand the LVR formula and see simple examples showing how property value and loan amount determine your estimated LVR.
What Is a Good LVR?
Explore different LVR levels and understand why there isn't one LVR percentage that is right for every borrower or property situation.
LVR vs LMI
Understand the difference between Loan-to-Value Ratio and Lenders Mortgage Insurance and how the two concepts are related.
How to Lower Your LVR
Learn how changes to your loan balance, property value and equity can affect your estimated Loan-to-Value Ratio.
Australian Home Loan Terms Explained
Understand common Australian home loan terms including LVR, deposits, equity, LMI, interest rates, offset accounts, refinancing and more.
Want to Calculate Your LVR?
Enter your property value and loan amount to calculate your estimated Loan-to-Value Ratio.
LVR Terms & Definitions
Not familiar with a property finance term? Explore these related definitions in the LVR glossary.
Understand Your LVR. Calculate With Confidence.
Use the LVRcalc calculator to get your estimated LVR, then explore our guides to understand what the result means.
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